Legal Documents

Read all of our legal documents on one page!

Privacy Policy

1. What information do we collect and what do we do with it?

When you enroll as a student or subscriber (“learner”) on our site or related courses, as part of the enrolling process, we collect the personal information you give us such as your name and email address.

Email marketing: we may send you emails about our site and related course(s), registration, course content, your course progress, or other updates. We may also use your email to inform you about changes to the course, survey you about your usage, or collect your opinion.

2. How do you get my consent?

When you provide us with personal information to become a learner on our site, make a purchase, or participate in the course, you imply that you consent to our collecting it and using it for that specific reason only.

If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent or provide you with an opportunity to say no.

How do I withdraw my consent?

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use, or disclosure of your information, at any time, by contacting us at [email protected] or mailing us at: 

Waitley Institute Inc.

16310 Oakley Road 

Ramona, CA, 92065

United States

3. Disclosure

We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service. 

4. Thinkific

Our course and site is hosted by Thinkific Labs Inc. (“Thinkific”). They provide us with the online course creation platform that allows us to sell our product/services to you.

Your data is stored through Thinkific’s data storage, databases, and the general Thinkific application. They store your data on a secure server behind a firewall.

Payment:

If you make a purchase on our site, we use a third-party payment processor such as Stripe or PayPal. Payments are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction.

All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express, and Discover.

PCI-DSS requirements help ensure the secure handling of credit card information by our site and related courses and its service providers.

5. Third Party Services

In general, the third-party providers used by us will only collect, use, and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies with respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

Certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. If you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave our course website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

Links

When you click on links on our course site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

6. Security

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered, or destroyed.

If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.

Cookies

We collect cookies or similar tracking technologies. This means information that our website’s server transfers to your computer. This information can be used to track your session on our website. Cookies may also be used to customize our website content for you as an individual. If you are using one of the common Internet web browsers, you can set up your browser to either let you know when you receive a cookie or to deny cookie access to your computer.

  • We use cookies to recognize your device and provide you with a personalized experience.
  • We also use cookies to attribute visits to our websites to third-party sources and to serve targeted ads from Google, Facebook, Instagram, and other third-party vendors.
  • Our third-party advertisers use cookies to track your prior visits to our websites and elsewhere on the Internet in order to serve you targeted ads. For more information about targeted or behavioral advertising, please visit https://www.networkadvertising.org/understanding-online-advertising.
  • Opting out: You can opt out of targeted ads served via specific third-party vendors by visiting the Digital Advertising Alliance’s Opt-Out page.
  • We may also use automated tracking methods on our websites, in communications with you, and in our products and services, to measure performance and engagement.
  • Please note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.

Web Analysis Tools

We may use web analysis tools that are built into the Waitley Wisdom University website to measure and collect anonymous session information.

7. Age of Consent

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence.

8. Changes to this Privacy Policy

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If our site or course is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend, or delete any personal information we have about you, register a complaint, or simply want more information, contact our Privacy Compliance Officer at [email protected].

Waitley Institute Inc

16310 Oakley Road 

Ramona, CA, 92065

Terms of Use

Waitley Institute Inc. maintains this website, any courses offered, and other linked and related sites (the “Site”) for the use of its customers, vendors, students, and other Site users (“Users”) upon agreement to the following terms. Please read the terms carefully before using the Site. Use of this website indicates acceptance of these “Terms of Use” and forms a binding agreement between you and Waitley Institute Inc. If you do not agree to these terms, do not use this Site.

1. Use of Site

Waitley Institute Inc. provides various materials, information, quizzes, tests, questions, articles, news, and other information on this and related sites and in courses offered through this site (the “Materials”). Waitley Institute Inc. authorizes each User to view and download one copy of the Materials. Materials may be downloaded and a maximum of one copy of the Materials may be printed provided that Users make no modifications to the Materials, and you retain all copyright and other proprietary notices contained in the original Materials on any copies of the Materials. Users may not modify the Materials at this Site in any way or reproduce, share, or distribute them. Users will keep all Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the Materials or their contents, to any other person or entity. Any breach of these Terms of Use automatically terminates your authorized use of the Site.

2. Geographic location

If you, as a User, purchase Materials from this Site or Waitley Institute Inc. while outside of Canada, you may not use or access the materials while in Canada.

3. User Warranty

As a User you warrant that you are not an agent or employee of any other test preparation company and the Site and Materials solely for the purpose of increasing your LSAT score.

4. Trademark and Copyright

Waitley Institute Inc., and certain other brands, trademarks, and service marks are marks of Waitley Institute Inc. and its affiliates. The Materials on this Site are copyrighted, and any unauthorized use of any Materials on this Site may violate copyright, trademark, and other laws.

5. Hyperlinks

Links to external websites are provided solely as a convenience to you. Waitley Institute Inc. has not reviewed all of these external websites, does not control, and is not responsible for any of these sites or their content. If you decide to access any of the external websites linked to this Site, you do so entirely at your own risk.

6. No Warranty

The Materials provided at this site are provided “as is” without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Waitley Institute Inc. further does not warrant the accuracy and completeness of the Materials at this Site. Waitley Institute Inc may make changes to the Materials at this Site, or to the services and prices described in them, at any time without notice. The Materials at this Site may be out of date and Waitley Institute Inc. makes no commitment to update the Materials at this Site.

7. Limitation of Liability

In no event will Waitley Institute Inc., its suppliers, or other third parties mentioned at this Site be liable for any damages whatsoever (including, without limitation, those resulting from lower test scores, interruption of services, or inaccurate information) arising out of the use, inability to use, or the results of the use of this Site, any websites liked to this Site, or the Materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the Materials or information from this Site results in the need for servicing, repair, or correction of equipment or data, you assume all costs thereof.

8. Applicable Law

The Terms of Use are governed by the laws of the province of British Columbia, Canada. Failure to enforce strict performance of the Terms of Use of Use shall not be construed as a waiver of any provision or right. Waitley Institute Inc. may assign its rights and duties under the Terms of Use without notice to any party at any time.

9. Effective Date and Updates

The Terms are effective as of February 22, 2024, and are subject to change without notice by Waitley Institute Inc. at any time. Please check for changes regularly. Your use of this Site after such changes constitutes your agreement to such changes.

The Waitley Institute may make changes to the Materials at this Site, or to the services and prices described in them, at any time without notice. The Materials at this Site may be out of date and Waitley Institute Inc. makes no commitment to update the Materials at this Site.

10. Limitation of Liability

In no event will Waitley Institute Inc., its suppliers, or other third parties mentioned at this Site be liable for any damages whatsoever (including, without limitation, those resulting from lower test scores, interruption of services, or inaccurate information) arising out of the use, inability to use, or the results of the use of this Site, any websites liked to this Site, or the Materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the Materials or information from this Site results in the need for servicing, repair, or correction of equipment or data, you assume all costs thereof.

11. Applicable Law

The Terms of Use are governed by the laws of the province of British Columbia, Canada. Failure to enforce strict performance of the Terms of Use of Use shall not be construed as a waiver of any provision or right. Waitley Institute Inc. may assign its rights and duties under the Terms of Use without notice to any party at any time.

12. Effective Date and Updates

The Terms are effective as of February 22, 2024, and are subject to change without notice by Waitley Institute Inc. at any time. Please check for changes regularly. Your use of this Site after such changes constitutes your agreement to such changes.

Antispam

What is spam?

In the context of electronic messaging, spam refers to unsolicited, bulk, or indiscriminate messages, typically sent for a commercial purpose.

Waitley Institute Inc. https://waitleywisdom.com has a zero-tolerance spam policy.

Automated spam filtering

https://waitleywisdom.com’s messaging systems automatically scan all incoming email messages and filter out messages that appear to be spam.

Problems with spam filtering

No message filtering system is 100% accurate, and from time to time legitimate messages will be filtered out by https://waitleywisdom.com’s systems.

If you believe this has happened to a message you have sent, please advise the message recipient by another means.

You can reduce the risk of a message being caught by the spam filters by sending the message in plain text (i.e. no HTML), removing any attachments, and ensuring that your messages are scanned for malware before dispatch.

Receipt of unwanted messages from https://waitleywisdom.com

In the unlikely event that you receive any message from https://waitleywisdom.com or sent using https://waitleywisdom.com’s systems that may be considered to be spam, please contact https://waitleywisdom.com using the details below and the matter will be investigated.]

Changes to this anti-spam policy

https://waitleywisdom.com may amend this anti-spam policy at any time by publishing a new version on this website.

 Blog Comments Policy

We encourage and welcome comments on our blog. We would also like to thank everyone who takes their time out in posting comments on Waitley Institute Inc.

We generally post all the comments which are useful to all of our readers. However, there are certain instances where we edit or delete the comment(s). This includes:

  • Comments that are posted solely for the purpose of promotion.
  • Comments that are spam or have a spammy nature.
  • Comments that use vulgar language or swear words.
  • Comments that attack/harass another person individually.

We recommend everyone follow our comment policy rules to help you keep the blog a constructive place for discussion. We reserve the right to edit or delete comments submitted to this blog at any time without notice. The comment policy may be changed at any point in time. 

 California Privacy Rights

If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by Waitley Institute Inc. to third parties for the third parties’ direct marketing purposes. To make such a request, please send an email to [email protected] or write us.

We take great pride in the relationship of trust and we are dedicated to treating your personal information with care and respect. Pursuant to California Civil Code Section 1798.83(c)(2), Waitley Institute Inc. does not share guests’ personal information with other companies or others outside for those parties’ direct marketing use unless a guest elects that we do so. For more information about our privacy and data collection policies, you may wish to review our Privacy Policy.

If you are a California resident under the age of 18, and a registered user of any site where this policy is posted, California Business and Professions Code Section 22581 permits you to request and obtain the removal of content or information you have publicly posted. To make such a request, please send an email with a detailed description of the specific content or information to [email protected]. Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and that there may be circumstances in which the law does not require or allow removal even if requested.

 Confidentiality Disclosure

This Confidentiality Disclosure Agreement ("Agreement") is entered into indefinite until terminated between:

[disclosing-party] (the "Disclosing Party"), hereinafter referred to as the "Disclosing Party" ("Disclosing Party", which expression shall mean and include its authorized representative(s), associates, affiliate, partners it may be appointed on its behalf or who benefit from this Agreement),

and

[recipient-party] hereinafter referred to as the "Recipient Party"("Recipient Party", which expression shall mean and include its authorized representative(s), associates, affiliates, partners it may be appointed on its behalf or who benefit from this Agreement).

The Disclosing Party and the Recipient Party are referred to each as a Party and collectively as the Parties.

The Parties wish to discuss certain business opportunities. These discussions may require the Disclosing Party to disclose Confidential Information to the Recipient Party. The Parties wish to protect that Confidential Information.

Definitions

Disclosing Party means the Party whose Confidential Information is received by the Recipient Party.

Recipient Party means the Party that receives the Disclosing Party's Confidential Information.

Confidential Information

Confidential Information means any information of or about the Disclosing Party that is:

is identified as "confidential" or "proprietary" or "private" at the time of disclosure, when delivered orally or by any other means

Confidential Information will not apply to information that is:

Already in Recipient Party's possession without obligation of confidentiality, obtained from a third party without obligation of confidentiality independently developed by the Recipient Party.

Obligations and exceptions to obligations

The Disclosing Party warrants that it has the right to disclose its Confidential Information to the Recipient Party.

The Recipient Party agrees not to use the Confidential Information for its own use or for any other purpose other than to carry out the discussions on business opportunities between the Parties.

The Recipient Party agrees that it will not, without the prior written consent of the Disclosing Party: copy, reproduce, distribute, or disclose any of the Disclosing Party's Confidential Information to any person, corporation, or other entity other than as permitted in writing between the Parties.

Nothing in this Agreement:

Restricts the right of a Party to develop, procure, or market products and/or services that may be competitive with those offered by the other Party so long as there is no authorized use of the Confidential Information of the other Party.

Governing Law

This Agreement shall be governed, construed, and interpreted in accordance with the laws of Ramona, CA, 92065, United States.

Termination

This Agreement will be effective as of the Effective Date and will continue for [duration] unless terminated by each Party upon [days] prior written notice.

 Cookies Policy

My Company Waitley Institute Inc. ("us", "we", or "our") uses cookies on My Website https://waitleywisdom.com (the "Service"). By using the Service, you consent to the use of cookies.

Our Cookies Policy explains what cookies are, how we use cookies, how third parties we may partner with may use cookies on the Service, your choices regarding cookies, and further information about cookies.

What are cookies

Cookies are small pieces of text sent by your web browser on a website you visit. A cookie file is stored in your web browser and allows the Service or a third party to recognize you and make your next visit easier and the Service more useful to you. Cookies can be "persistent" or "session" cookies.

How https://waitleywisdom.com uses cookies

When you use and access the Service, we may place a number of cookies files in your web browser. We use cookies for the following purposes: to enable certain functions of the Service, to provide analytics, to store your preferences, and to enable advertisement delivery, including behavioral advertising. The cookies we may use on the may be categorized as follows:

• Strictly necessary
 • Performance
 • Functionality
 • Targeting

Some cookies may fulfill more than one of these purposes. 'Strictly Necessary' cookies let you move around https://waitleywisdom.com and use essential features like secure areas. Without these cookies, we cannot provide the requested services.

We use these Strictly Necessary cookies to:

Identify you as being logged in to the https://waitleywisdom.com and to authenticate you. Make sure you connect to the right service on the https://waitleywisdom.com when we make any changes to the way it works

For security purposes

Accepting these cookies is a condition of using https://waitleywisdom.com, so if you prevent these cookies we can't guarantee how the https://waitleywisdom.com will perform during your visit. 

'Performance' cookies collect information about how you use the https://waitleywisdom.come.g. which pages you visit, and if you experience any errors. These cookies do not collect any information that could identify you and are only used to help us improve how https://waitleywisdom.com works, understand the interests of our users, and measure the effectiveness of our advertising.

We use performance cookies to:

Carry out web analytics 
Provide statistics on how the https://waitleywisdom.com is used
 Perform affiliate tracking
 Provide feedback to affiliated entities that one of our visitors also visited their site 
Obtain data on the number of users of https://waitleywisdom.com that have viewed a product or service
 Help us improve https://waitleywisdom.com by measuring any errors that occur 
 Test different designs for the https://waitleywisdom.com
 Some of our performance cookies are managed for us by third parties.

'Functionality' cookies are used to provide services or to remember settings to improve your visit.

We use 'Functionality' cookies for such purposes as:

Remember the settings you've applied such as layout, text size, preferences, and colors, 
 Remember if we've already asked you if you want to fill in a survey. 
Remember if you have engaged with a particular component or list on the https://waitleywisdom.com Platform so that it won’t repeat
Show you when you're logged in to https://waitleywisdom.com
 To provide and show embedded video content.
 
 Some of these cookies are managed for us by third parties.

‘Targeting’ cookies are used to track your visit to https://waitleywisdom.com, as well as other websites, apps, and online services, including the pages you have visited and the links you have followed, which allows https://waitleywisdom.com to display targeted ads to you on the https://waitleywisdom.com.

We may use targeting cookies to:

Display targeted ads within the https://waitleywisdom.com
 To improve how we deliver personalized ads and content
 And to measure the success of ad campaigns on the https://waitleywisdom.com.

Third-party cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the Service, deliver advertisements on and through the Service, and so on.

What are your choices regarding cookies?

If you'd like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser.
 
 Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

 COPPA - Children's Online Privacy Policy

Waitley Institute Inc. is focused on ensuring the security of kids who utilize our site. This Children's Online Privacy Policy clarifies our information gathering, disclosure, and parental consent practices with respect to personal information provided by children under the age of 13 (“child” or “children”) and uses terms that are defined in our Privacy Policy. It is in accordance with the U.S. Children's Online Privacy Protection Act ("COPPA") and outlines our practices in the United States and Latin America with respect to children's personal information.

Collection of Information, Use of it, and Communication with Parents

Children can investigate the site and can view and print content without giving any individual data other than the automatic collection of device "persistent identifiers," examined in more detail beneath. Our site just gathers limited individual data if the child registers to become a member or presents a question or request to us. In the event, the data gathered does not permit contact with him or her or his or her gadget (counting, for instance, collected data), we may utilize and uncover it for any reason, to the degree allowed by applicable law.

Registration Process

In the event the child wants to register on our site, we require the following data to be submitted:

  • Username (we advise the child not to use his or her real name)
  • Password
  • Birth month and year

We additionally require the child to give a parent's email address. We utilize the parent's email address to look for parental consent for the child's enrollment and to clarify what data we are gathering, how we plan to utilize it, and how the parent can renounce consent or demand whenever that we expel the record and erase any individual data gathered from the child (counting the parental contact data). 

In the event, that you believe your child is taking part in an action that gathers individual data and you or another parent/guardian have NOT consented, or in the event that you no longer wish for your child to take an interest as an individual from the site, please don't hesitate to reach us at [email protected], and we will erase your child's record and the parental contact data.

Content Generated by Child

Certain exercises on our site and applications permit the child to make or control content and save it. Some of these exercises don’t oblige children to give any individual data and during this time we may not bring about notice to the parents. In the event, when an activity asks the child to provide individual data, we will either ask the submitter to delete the information, or we will look for verifiable parental consent by email for collection. If in addition to collecting information that includes personal information, Waitley Institute Inc. also plans to post the content publicly or share it with a third party for the third party’s own use, we will obtain a higher level of parental consent.

Persistent Identifiers

At the point when children collaborate with the site, certain technical data may consequently be gathered, both to make our site more interesting and helpful and for different internal purposes identified with our business. Examples of data that is automatically gathered include the type of computer operating system, the device's IP address or mobile device identifier, the web browser, the frequency with which the child visits various parts of our site, and information regarding the online or mobile service provider. This data is gathered utilizing techniques, for example, flash cookies, web beacons, and other unique identifiers (which we define under the "Cookies and Other Technologies" section of our general Privacy Policy). This data might be gathered by us or by a third party. Persistent identifier information is used by Waitley Institute Inc. for the sole purpose of providing support for our internal operations, including in order to:

  • Ensure that the site functions properly.
  • Enable us to conduct research and analysis to understand, address, and improve the use and performance of the site; and
  • Diagnose and respond to problems.

What Child’s Information is Visible on the Site?

We strictly restrict the amount of information freely available to individuals who are known to us as a child. When a child posts any type of content on the site, only the age and the content is visible to others. The child's username is not posted with this submitted content on our site. Despite the fact that the child may create a profile for his or her record (which incorporates the username, password, birth month and year, and parent's email address), no part of the child's profile other than the child's age is openly visible.

What Child’s Information is Shared with Others?

We don't uncover to outsiders any child's personal information that we gather other than as follows, in compliance with applicable law: (a) with a parent's authorization, (b) as required by any relevant law, (c) to third-party services who help us work or deal with the site, (d) as part of aggregated data shared with third-party service providers, our Board of Directors, funders and different accomplices, (e) to conform to legal process, (f) to respond to legislative solicitations, (g) to implement our Terms of Service, (h) to ensure our operations, (i) for assistance in fraud detection and prevention; (j) to secure the rights, protection, well-being or property of Waitley Institute Inc., your child or others, (k) to allow us to pursue available remedies or limit the damages that we may sustain, and (l) in connection with a disposition of all or a considerable part of our business, resources or stock, for example, a deal, merger, consolidation, redesign, joint venture, task, or bankruptcy or comparable procedures.

Parents Control over Child’s Information

Parents / Guardians may at any time access or change the individual data that we have gathered online from their children. Parents may likewise solicit us to stop the accumulation of information from their children, or to make no further utilization of, or erase, the individual data we have gathered online from their children, in which case, the child's record will be erased. Parents have to reach us at [email protected], or by writing to us at the address given underneath with their request. For your child's protection, we may need to check your identity before actualizing your demand. We will attempt to agree to your demand when reasonably practicable.

How Parents may Raise Questions and Concerns?

If a parent has any questions or concerns about his or her child's use of the site, we encourage the parent to contact us at [email protected].

Waitley Institute Inc

16310 Oakley Road 

Ramona, CA, 92065

[email protected]

 Digital Goods Refund Policy

We offer refunds on the purchase of our digital goods. However, since we deal with digital goods, we honor requests for refunds for the following reasons:

Non-delivery of the product: Due to an issue with the mail, you do not receive a delivery e-mail from us. Depending on the price of the product, https://waitleywisdom.com may require you to first submit proof that you have submitted a report to the mail service describing the missing item.

Download issues: You have problems that prevent you from downloading the product. https://waitleywisdom.com recommends that you contact the support team for your browser provider, as https://waitleywisdom.com ensures that our software can be downloaded with all major browsers, and this problem usually arises from a customer's issue with either their browser, firewall, or network.

Irreparable defects with the software: Although all the products are thoroughly tested before release, unexpected errors may occur. This reason should be submitted to our Support Team for approval of your refund request.

Product not as described: A request based on this reason is addressed on a case-by-case basis and subject to our approval. To prevent this kind of claim from arising, every customer is encouraged to check free samples (in the form of video overviews, demo links, product samples, and screenshots) of each type of product offered before making a purchase.

 Disclaimer

The information contained in https://waitleywisdom.com is for general information purposes only. The information is provided by https://waitleywisdom.com and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to https://waitleywisdom.com or the information, products, services, or related graphics contained on https://waitleywisdom.com for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of https://waitleywisdom.com.

Through https://waitleywisdom.com you are able to link to other websites which are not under the control of https://waitleywisdom.com. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep https://waitleywisdom.com up and running smoothly. However, https://waitleywisdom.com takes no responsibility for, and will not be liable for, https://waitleywisdom.com being temporarily unavailable due to technical issues beyond our control.

 DMCA

Digital Millennium Copyright Act Policy

Welcome to https://waitleywisdom.com(the "Site"). We respect the intellectual property rights of others just as we expect others to respect our rights. Pursuant to the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c), a copyright owner or their agent may submit a takedown notice to us via our DMCA Agent listed below. As an internet service provider, we are entitled to claim immunity from said infringement claims pursuant to the "safe harbor" provisions of the DMCA. To submit a good faith infringement claim to us, you must submit the notice to us that sets forth the following information:

Notice of Infringement – Claim

  1. A physical or electronic signature of the copyright owner (or someone authorized to act on behalf of the owner);
  2. Identification of the copyrighted work claimed to have been infringed.
  3. Identification of the infringing material to be removed, and information reasonably sufficient to permit the service provider to locate the material. [Please submit the URL of the page in question to assist us in identifying the allegedly offending work];
  4. Information reasonably sufficient to permit the service provider to contact the complaining party including your name, physical address, email address, phone number, and fax number;
  5. A statement that the complaining party has a good faith belief that the use of the material is unauthorized by the copyright agent; and
  6. A statement that the information in the notification is accurate, and, under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner.

Title 17 USC §512(f) provides civil damage penalties, including costs and attorney fees, against any person who knowingly and materially misrepresents certain information in a notification of infringement under 17 USC §512(c)(3).

Send all takedown notices through our Contact page. Please send by email for prompt attention.

Please note that we may share the identity and information in any copyright infringement claim we receive with the alleged infringer. In submitting a claim, you understand accept, and agree that your identity and claim may be communicated to the alleged infringer.

Counter Notification – Restoration of Material

If you have received a notice of material being takedown because of a copyright infringement claim, you may provide us with a counter notification in an effort to have the material in question restored to the site. Said notification must be given in writing to our DMCA Agent and must contain substantially the following elements pursuant to 17 USC Section 512(g)(3):

  1. Your physical or electronic signature.
  2. A description of the material that has been taken down and the original location of the material before it was taken down.
  3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled.
  4. Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district in which the address is located (or if you are outside of the United States, that you consent to the jurisdiction of any judicial district in which the service provider may be found) and that you will accept service of process from the person or company who provided the original infringement notification.
  5. Send your counter notice through our Contact page. Email is highly recommended.

Repeat Infringer Policy

We take copyright infringement very seriously. Pursuant to the repeat infringer policy requirements of the Digital Millennium Copyright Act, we maintain a list of DMCA notices from copyright holders and make a good-faith effort to identify any repeat infringers. Those that violate our internal repeat infringer policy will have their accounts terminated.

Modifications

We reserve the right to modify the contents of this page and its policy for handling DMCA claims at any time for any reason. You are encouraged to check back to review this policy frequently for any changes.

Double Dart Cookie

What is the DoubleClick cookie doing on my computer? 
 If you have a DoubleClick cookie in your Cookies folder, it is most likely a DART cookie. The DoubleClick DART cookie helps marketers learn how well their Internet advertising campaigns or paid search listings perform. Many marketers and Internet websites use DoubleClick's DART technology to deliver and serve their advertisements or manage their paid search listings. DoubleClick's DART products set or recognize a unique, persistent cookie when an ad is displayed or a paid listing is selected. The information that the DART cookie helps to give marketers includes the number of unique users their advertisements were displayed to, how many users clicked on their Internet ads or paid listings, and which ads or paid listings they clicked on.

Why does your cookie keep coming back after I delete it? 
 When you visit any website or search engine on which DoubleClick's DART technology is used, our servers will check to see if you already have a DART cookie. If the servers do not receive a DART cookie, the servers will try to set a cookie in response to your browser's "request" to view that Web page. If you do not want a DART cookie with a unique value, you can obtain a DoubleClick DART "opt-out" cookie. Alternatively, you can adjust your Internet browser's settings for handling cookies. This is explained in the next question.

How can I adjust my cookie settings to accept or decline cookies? 
 To eliminate cookies you may have currently accepted, and to deny or limit cookies in the future, please follow one of these procedures:

IMPORTANT: IF YOU DELETE YOUR OPT-OUT COOKIE, YOU WILL NEED TO OPT-OUT AGAIN. IF YOUR BROWSER BLOCKS ALL OR THIRD-PARTY COOKIES, YOU WILL BLOCK THE SETTING OF OPT-OUT COOKIES.

* If you are using Internet Explorer 6.0, go to the Tools menu, then to Internet Options, then to the Privacy tab. This version of Internet Explorer is the first to use P3P to distinguish between types of cookies. P3P uses standardized privacy statements made by the cookie issuer to manage your acceptance of cookies. Under the "Privacy" tab, click on the "Advanced" button. Select "Override automatic cookie handling" and choose whether you want to accept, block, or be prompted for "First-party" and "Third-party Cookies." If you want to block all cookies coming from DoubleClick's doubleclick.net domain, go to the "Web Sites" section under the "Privacy" tab and click the "Edit" button. In the "Address of Web site" field, enter "doubleclick.net," select "Block," click OK (menu will disappear); click OK again and you will be back to the browser.

* If you are using Netscape 6.0+, go to "Edit" in the menu bar, click on "Preferences," click on "Advanced," and select the "Cookies" field. Now check either the box that says, "Warn me before accepting a cookie" or "Disable cookies." Click on "OK." Now go to your "Start" button, click on "Find," click on "Files and Folders," type "cookies.txt" into the search box that appears, and click "Find Now." When the search results appear, drag all files listed, into the "Recycle Bin." Now shut down and restart your Netscape. Depending on your earlier choice you will either be prompted by new cookie sets or no cookies will be set or received.* If you are using Mozilla or Safari, please go to their websites to find out how to disable cookies in those programs.

 Earnings Disclaimer

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT'S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A "GET RICH SCHEME."

ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, THE IDEAS, AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE, AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.

MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS "ANTICIPATE," "ESTIMATE," "EXPECT," "PROJECT," "INTEND," "PLAN," "BELIEVE," AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD-LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT, NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental, or other consequential damages arising directly or indirectly from any use of this material, which is provided "as is", and without warranties.

As always, the advice of a competent legal, tax, accounting, or other professional should be sought.

https://waitleywisdom.com does not warrant the performance, effectiveness, or applicability of any sites listed or linked to on https://waitleywisdom.com.

All links are for information purposes only and are not warranted for content, accuracy, or any other implied or explicit purpose.

External Links Policy

https://waitleywisdom.com links to other, external websites that provide information we determine at our discretion contain the most useful information for our program. While many sites provide very useful information, https://waitleywisdom.com only links to those sites that provide the most useful content.

These links may be changed at any time as more useful sites come to our attention. The sole purpose of any external link is to enrich this site for our customers. All requests for the inclusion of a link on this site are first and primarily evaluated with the needs of our customers in mind. Generally, external websites do not meet the purposes of https://waitleywisdom.com if they contain, suggest, or infer any of the following:

  1. Advocacy of or opposition to any politically, environmentally, or socially controversial subjects, issues, or candidates.
  2. Disparaging or promoting any person or class of persons.
  3. External content not suitable for readers or viewers of all ages, or links to or other promotion of businesses whose products or services are not suitable for persons of all ages.
  4. Promoting or inciting illegal, violent, or socially undesirable conduct.
  5. Promotion or availability of alcohol or tobacco products.
  6. Promotion or availability of illegal drugs.
  7. Promotion or availability of adult or sexually oriented entertainment or materials.
  8. Promotion, opposition, or availability of weapons.
  9. Promotion, opposition, or availability of gambling.
  10. Claims of efficacy, suitability, desirability, or other non-objective statements about businesses, products, or services.
  11. Content that infringes on any trademark, copyright, or patent rights of another.
  12. Claims or representations in violation of advertising or consumer protection laws.
  13. Content that a reasonable citizen may not consider to maintain the dignity and decorum appropriate for government.

This list is a nonexclusive list. The external link policy applies only to websites outside https://waitleywisdom.com. The webmaster shall establish procedures to monitor the implementation and continuing oversight of this policy. These procedures shall include a process for reviewing all new requests for external content links from the https://waitleywisdom.com Web page to another page to ensure compliance with this policy prior to granting the request.

Each request for such a link shall be evaluated using the following guidelines:

Is the content relevant?

Does the site provide information or services, which are not already available or linked to on https://waitleywisdom.com? If not, is the quality of the site comparable to or better than what is already provided?

Is the site well-designed, easy to use, cross-browser compliant, and accessible to people with disabilities?

https://waitleywisdom.com reserves the right, at its sole discretion and without explanation, to withdraw at any time any external content for any reason.

 Meta Policy

Waitley Institute Inc. ("we," "us," "our") takes its users ("user", "you," "your") privacy seriously. This Privacy Policy is designed to let you know what information we collect through our Facebook App and/or Fan Page.

We collect information in accordance with this Privacy Policy, and this Privacy Policy only applies to our information collection practices on Facebook. We intend to comply with the requirements outlined by Facebook as it pertains to Developers as outlined here https://developers.facebook.com/policy/ .

As required by Meta's Privacy Policy we have to let you know that we do not sell your data, however, if we are acquired or are merged we may transfer this data. In addition, you may request the removal of your data at any time by contacting us via email, but we ask that you give us a reasonable amount of time to fulfill this request once it is made.

By using our Application and/or Page you agree that you are granting us the right to use, copy, display, distribute, deliver, render, and publicly perform any content that you provide to us. The use of our Application and/or Page is also prohibited in certain countries, specifically ones that have blocked the use of Meta or where your use of our content would be prohibited.

Type of Information We Automatically Collect from Users:

The information we collect depends on the information you allow others to view on your Meta profile. However, we will collect at least the following information about you:

  • Name
  • Email
  • Gender
  • Birthday
  • Current City
  • Your profile picture
  • IP Address
  • Browser Type
  • Interactions with our App or Meta Page

The type of Information We Might Collect if you have Authorized us to collect is:

As we said before, we may collect more information depending on whether you have allowed us to collect it based on your user settings. This includes:

  • Networks
  • Friends List
  • Pages
  • Interests
  • Information about how you interact with your friends
  • Profile information
  • Posts you have "liked"
  • Contact information
  • Status Updates
  • Calendar of Events
  • Whether or not you are online
  • "check-ins" and friends that have checked you in
  • posts or pictures you are tagged in

How we use your information:

  • We use data that we receive through Meta's API to improve your experience with us
  • Analyze and develop new products
  • We may use your Meta ID with certain services that utilize our application, but only to the extent necessary to run our application
  • To enable you to use our applications features
  • To post on your wall regarding your use of our Application
  • To allow you to interact with others that use our Application or Page
  • To promote our Application, however, any specific information about you will be in an aggregated, anonymized form, and any identifying information about you will be removed
  • To communicate with you about new features
  • To update you about changes in our price or site
  • Verify your identity

Who do we share your information with?

Application Partners and Third-Party Service Providers: We may share your information with third parties we have partnered with specifically for our Application and/or Fan Page. In addition, we may hire outside companies or third parties to help us manage, create, or maintain our Application and/or Fan Page. These parties are contractually obligated to keep your information confidential, and they will only have access to information that is needed to perform their job.

Other Users: If you have given us permission, and if one of the functions of our Application and/or Fan Page is to allow you to interact with others, you are going to be giving us the ability to share certain information with other users. However, we only share this information if you have allowed us to and if it is allowed by Meta. We may also analyze how you interact with other users and then aggregate this information, in an anonymized form, to allow us to see how you use our Application and/or Page.

Legal Uses: We may disclose your information if required by a subpoena, through any legal process, to comply with any law or regulation, or by request of any law enforcement agency. We may also disclose your information if we reasonably believe it is necessary to prevent harm or injury or loss, in any way, to us or any third party.

Business Acquisition or Merger: If we are acquired or sell our business we may transfer your information. You may contact us in the event this happens if you have any concerns with the transfer of your data.

Controlling your Data

You may request that we delete any data about you at any time. Unless you do so, however, we may retain your data until you ask us to delete it, even if we discontinue the Application and/or Page. You may also stop us from collecting information about you if you uninstall our App or remove yourself from our Page or if your account is deleted. We may provide you with the ability to review, correct, or delete your information.

Other Disclosures and Assurances

We DO NOT sell/transfer/give information about your use of Meta to third parties unless authorized in this Agreement.

We use reasonable safeguards and protections to protect your data. We may have servers located in different jurisdictions, so you are consenting to the transfer of this information from your residence to our servers.

We do not allow users under 13 to use our Application or Fan Page and will delete anyone we suspect is underage.

We may update this Privacy Policy as needed. If we do, we will post a notice on here of the changes and when this Policy was last updated.

 FTC Statement

The disclosure that follows is designed to ensure https://waitleywisdom.com’s full compliance with the Federal Trade Commission's policy that demands https://waitleywisdom.com be transparent about any and all affiliate relations https://waitleywisdom.com may have on this website. In plain English, you, the visitor or customer, should assume that any and all links on this site are affiliate links. If you click on these links and go visit the resulting site, a cookie will be set in your web browser that will cause us to receive a commission "IF" you purchase a product on the other end. This is a legitimate way to monetize and pay for the operation of websites and https://waitleywisdom.com gladly reveal our affiliate relationships to you.

In addition, https://waitleywisdom.com fully discloses that hyperlinks on this site are in most cases shortened, and in some cases cloaked to hide long ugly links for functionality and tracking purposes. https://waitleywisdom.com has nothing to hide and https://waitleywisdom.com is proud of our relationship with the fine vendors, products, and services found on this site. Link tracking, shortening, and cloaking is a very common practice on all types of websites.

Further, https://waitleywisdom.com does not receive physical products or cash directly in exchange for any reviews or posts you find on this site. No one has paid us to do reviews or posts. https://waitleywisdom.com has to tell you that it is possible that our reviews and posts are influenced by our affiliate relationships and may create a conflict of interest. https://waitleywisdom.com does not believe a conflict of interest exists, but you, the visitor or customer, must decide by considering the affiliate relationships and link techniques https://waitleywisdom.com has described. Obviously, https://waitleywisdom.com would like you to buy the service or products https://waitleywisdom.com writes about and https://waitleywisdom.com is influenced by that fact. https://waitleywisdom.com avoids conflict by only reviewing or posting about products and services https://waitleywisdom.com trusts there are plenty of products that https://waitleywisdom.com can choose from to promote, and https://waitleywisdom.com focuses on the ones that https://waitleywisdom.com thinks will cause you to trust us and come back to read more of our feedback. https://waitleywisdom.com strives to always give our honest opinions, findings, beliefs, or experiences on topics or products https://waitleywisdom.com writes about and promotes.

Other vendors may also pay to place advertising on our sites in the form of banners, widgets, and hyperlinks. These are paid advertisements and while https://waitleywisdom.com does its best to only allow quality products and services to be advertised on our site, https://waitleywisdom.com is not responsible for claims or testimonials made on paid advertising links.

GDPR Cookie Policy

What are cookies?

Cookies are often known as browser cookies or tracking cookies. These cookies are small, encrypted text files stored in browser directories. Like other web servers, we also place these cookies on your device to collect standard internet log information and visitor behavior information.

How do we use cookies?

The main purpose of placing these cookies is to provide you better user experience on our website. These cookies are used in the following ways:
 • To keep you signed in
 • To understand user behavior on how you use our website
 • To keep track of user visits and activities
 • To auto-fill login details when your re-visit website

What type of cookies do we use?

There are many types of cookies, however, our website uses mainly below cookies:

Necessary cookies:
 These cookies are essential for the basic functions of the website or to provide the product, service, or content requested by you. Without these cookies, we will not be able to provide you with the products or services asked for.

Functionality cookies:
 These cookies enable the website to provide enhanced functionality and personalization. These cookies are set to provide better services that we have added to our pages.

Advertising:
 The website uses this type of cookies to collect information about your visits to our website such as:
 • Which pages did you visit?
 • What content did you view?
 • Which links did you click?
 
 And other information about your browser, IP address, device, and location. These cookies are used for advertising purposes.

Analytics cookies:
 These cookies are set through our site by our advertising partners. These cookies are used to build a profile of your interests and show you relevant advertisements based on your visits. They do not store personal data but store info on your browser and internet device. You can opt out by not allowing these cookies which will lead to less targeted advertising.

Third-party cookies:
 We use these cookies from third-party organizations to get insights about our website. These cookies are set by websites that are not visited by you by adding third-party elements like plugins or ads on their website. Third-party cookies also track users' activities and save their browsing information for targeting ads.

GDPR Privacy Policy

My Company Waitley Institute Inc. (“us”, “we”, or “our”) My Website https://waitleywisdom.com is committed to respecting your privacy. This privacy policy informs you about how our organization collects, stores, and uses your personal data that you provide when you use our website.

What data do we collect?

We collect your personal information. Personal information is any data that relates to an individual to use as identification like:

  • Personal identification information - This data is provided by you for registration and for using other services - name, email address, phone number, country, state, etc.
  • Browser and visit information - This data is provided by your browser and visits you made on our website - browser type, operating system, IP address, demographics, etc.
  • Cookie-related information - See cookie policy for cookie-related details.

However, you can browse our website without providing your personal information.

How do we collect and use your personal information?

Collection of personal information

We collect your data in the following forms:

  • Register online or place an order for any products or services
  • Complete a survey or provide feedback on our products or services or via emails
  • Visit our website using your browser's cookies

Use of personal information

We use your personal information for the following purposes:

  • To create and manage your account on our website
  • To process details related to your orders and refunds
  • To identify you once you register on our website
  • To provide you with better usability and service
  • To contact you and respond to your queries and feedback
  • To understand which sections of the website are visited and how frequently

Data used for marketing or shared with third parties

Data used for marketing

Based on your preference, our organization would like to send you marketing emails for products, services, and offers that you might like. You have the right at any time to stop our organization from contacting you. You can anytime opt-out of our marketing-related emails at a later date.

Data sharing with third-party sites

Our organization will never share your personal information with third-party sites without obtaining prior permission from you. Though we share your personal information within the organization, business partners, and authorized third-party services.

What are your data protection rights?

We would like to make sure that you are fully aware of your data protection rights. Every user is entitled to the following rights:

  • The right to access - You have the right to ask for copies of your personal information provided to us.
  • The right to rectification - You have the right to tell us to correct the personal information that you believe needs correction. You also have the right to complete the information you believe is incomplete.
  • The right to erase - You have the right to ask us to erase all your personal data at any time.
  • The right to object - You have the right to object to our organization's processing of your personal data, under certain conditions.
  • The right to data portability - You can anytime ask us to transfer your personal information to any other organization or directly to you, under certain conditions.

Privacy policies for other linked websites

Our website contains links from and to other websites. However, our privacy policy applies to only our website and not other linked websites. So, if you click on a link to other websites, you can read their privacy policy.

Changes to our privacy policy

Our organization reviews and updates its privacy policy on a regular basis. We may change our data privacy practices and place any updates on this privacy policy page.

How to contact us?

If you have any queries related to our data privacy practices or this privacy policy, feel free to contact us at [email protected]

Linking Policy

Status of linking policy

https://waitleywisdom.com welcomes links to this website [made in accordance with the terms of this linking policy].
 [This linking policy is intended to assist you when linking to this website.] OR [By using this website you agree to be bound by the terms and conditions of this linking policy.]

Links to https://waitleywisdom.com

Links pointing to https://waitleywisdom.com should not be misleading. Appropriate link text should always be used. [From time to time we may update the URL structure of our website, and unless we agree in writing otherwise, you are responsible for updating said links.] You must not use our logo to link to this website (or otherwise) without our express written permission.
 You must not frame the content of this website or use any similar technology in relation to the content of this website.

Links from this website

This website includes links to other websites owned and operated by third parties. These links are not endorsements or recommendations.
https://waitleywisdom.com has no control over the contents of third-party websites, and https://waitleywisdom.com accepts no responsibility for them or for any loss or damage that may arise from your use of them.

Removal of links

You agree that should we request the deletion of a link to https://waitleywisdom.com that is within your control, you will delete the link promptly.
 
 If you would like us to remove a link to your website that is included on https://waitleywisdom.com, please contact us using the contact details below. Note that unless you have a legal right to demand removal, such removal will be at our discretion.]

Changes to this linking policy

We may amend this linking policy at any time by publishing a new version on this website.

Contact us:

Should you have any questions about this linking policy, please contact us using the details set out below:

Waitley Institute Inc

16310 Oakley Road 

Ramona, CA, 92065

Contact Email: [email protected] 

Newsletter: Subscription and Disclaimer

If you choose to provide us with your email address or any other personally identifiable information, we will use it only to send you our newsletter or respond to your query.

If you choose to unsubscribe from the newsletters, you’ll stop receiving any newsletters.

COPYRIGHT

We Waitley Institute Inc., reserve all copyrights on text or images on the newsletter. The text or images in the newsletter may not be copied or distributed without the prior permission of Waitley Institute Inc.

If there is any approved use of content, the following conditions should be followed:

  • The source of copied material should be mentioned as Waitley Institute Inc.,
  • This statement should appear on all forms of distribution.

E-MAIL

You may choose to communicate with us via e-mail. However, in case you do so, you should note that the security of internet e-mail is unreliable. By sending confidential or sensitive e-mail messages that are unencrypted you accept the risks of such uncertainty and possible breach of confidentiality or privacy over the Internet.

NO WARRANTY

The information contained in this newsletter is provided by Waitley Institute Inc. as a service/promotion to its users, subscribers, customers, and possible others. It does not contain (legal) advice. Although we try to provide quality information, we do not guarantee of results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance for a particular purpose.

NO LIABILITY

In no way Waitley Institute Inc. is liable to the user or any other party for any damages, or costs of any character including but not limited to direct or indirect, consequential, incidental, or other costs or damages, via the use of the information contained in the newsletters.

CHANGES

We may make changes to this information at any time without prior notice. We make no commitment to update the information contained in this newsletter.

Refund Policy

https://waitleywisdom.com may, but is under no obligation to, honor requests for refunds for the following reasons:

Non-delivery of the product: Due to an issue with the mail or courier service, you do not receive a delivery e-mail from us. Depending on the price of the product, https://waitleywisdom.com may require you to first submit proof that you have submitted a report to the mail service or courier company describing the missing item.

Download issues: You have problems that prevent you from downloading the product. https://waitleywisdom.com recommends that you contact the support team for your browser provider, as https://waitleywisdom.com ensures that our software can be downloaded with all major browsers, and this problem usually arises from a customer's issue with either their browser, firewall, or network;

Irreparable defects with the software: Although all the products are thoroughly tested before release, unexpected errors may occur. This reason should be submitted to our Support Team for its approval of your refund request.

Product not as described: A request based on this reason is addressed on a case-by-case basis and subject to our approval. To prevent this kind of claim from arising, every customer is encouraged to check free samples (in the form of video overviews, demo links, product samples, and screenshots) of each type of the product offered before making a purchase.

Return and Refund Policy

The following returns policy applies to all items sold on Waitley Institute Inc.

If you are not fully satisfied with your purchase, return it. It’s easy! You may return it with your original sales receipt, gift receipt, or original packing slip. We will happily exchange the item or refund your full purchase price.

An item not marked as non-returnable on the product detail page is eligible for return within the applicable return window if it fulfills one or more of the following conditions:

- Was in a physically damaged condition at the time of delivery

- Has one or more parts of accessories missing

- Does not match with what was ordered

Items must be returned in the original manufacturer's packaging.

Testimonials Disclosure

Unique experiences and past performances do not guarantee future results! Testimonials herein are unsolicited and are non-representative of all clients; certain accounts may have worse performance than that indicated. Financial Services involves risk and there is always the potential for loss. Your results may vary. If you do not have the extra capital that you can afford to lose, you should not invest in the Financial Services market.